First-Time Home Buyer Programs

Shopping for a First Time Homeowner mortgage loan? We will be glad to assist you! Call us at 918-508-7300. Ready to get started? Apply Here.


Purchasing your first home can feel overwhelming at times, and our staff understand this and will work to make it as stress free as possible. That's why 98% of our clients are referred to us from previous customers, or our realtor and builder partners. United Fidelity will walk First Time Home Buyers through the entire home buying process step by step & providing them with a mortgage option that best fits their specific needs.   Apply online today or give us a call today at (918)-508-7300 for a Free No Cost or obligation personalized consultation.

Loan Types We Offer for First Time Home Buyers:

  • USDA Zero Down Home Loan: 30 years fixed rate mortgage minimum score of 620 score or above. Reduced mortgage insurance payment. Has location restriction & max income restriction.
  • FHA Mortgage: 3.5% down payment, No Income restrictions, 580 or above credit score
  • Down Payment Assistance and Grant Programs: Get grant funds or down payment assistance for down payment and closing costs. Call to see if you qualify for up to $5,000.00 in down payment or closing cost assistance. 

Curious about First Time Home Buyers Programs? Call us at 918-508-7300.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
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Tell us about your credit history.